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  • Payments made by Direct Deposit have never been lost. In fact, you are much more likely to have a problem with a paper check.
  • Direct Deposite is more confidential. A check passes through many more hands than an electronic transfer.
  • Problems, which are rare, are quickly resolved. By contrast, problems with checks may take much longer to correct, sometimes up to three weeks.
  • By using Direct Deposit, you may save the equivalent of three workdays each year by not having to go to the bank to deposit checks.
  • You don't have to be in town for your money to be securely deposited into your acount. No more extra trips to the office to pick up paychecks.
  • Direct Deposit gives many people access to their money one to four days earlier than a check. There is no waiting for a check to clear.
  • With Direct Deposit, you decide which account your pay will be deposited into automatically each payday.
  • Direct Deposit gives you control. Financial planners recommend Direct Deposit as one step toward gaining control of your finances.
  • Most employers will issue a payment stub that is identical to what you receive with a traditional paycheck. It will show how much was deposited into your account and how much was taken out for taxes, insurance and other items.
The most popular application of Direct Deposit is for payroll, but it can also be used for many other types of payments, including: Annuities, Bonuses and commissions, Dividend and interest payments, Pensions, Travel expense settlements, or Vendor payments.
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- Direct Deposit
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